Insights

No Time Loss (NTL) Claims Cost Threshold Increase 2019

Posted in: Claims Costs | Posted by Rebecca Ingram on January 15, 2019

Earlier this month, the WCB Alberta announced an increase to the cost threshold used to exclude No Time Loss (NTL) claims from the experience rating calculations that establish WCB premiums. The threshold is subject to annual review and although cost threshold increases are not usually a benefit to employers, an increase to the NTL claims cost threshold is. For claims occurring in 2019, the threshold will increase from $1,400 to $1,500. Claims occurring in 2019 will first be used for experience rating calculations in 2021. For NTL claims occurring in 2017 and 2018, the threshold is $1,400. For claims occurring in 2016, the threshold is $1,300. For claims occurring in 2015 and prior years, the threshold used is $1,000. What is an NTL claim? The WCB Alberta defines an NTL claim as a situation where, following a work-related accident, an injured worker returns to regular duties without losing time from […]

Managing Claims Costs

Posted in: Claims Costs | Posted by Rebecca Ingram on November 20, 2018

With all the recent legislative changes in Alberta, both federally and provincially, involving workers’ compensation, occupational health and safety, cannabis, and more, it is no wonder employers find it challenging to adapt and adjust to new standards while continuing to be operational. Economic, environmental, legal, and legislative developments define our everyday working world. Navigating this ever-changing landscape can be overwhelming. Identifying and addressing the areas that you have control over can be far more productive than worrying about the things you don’t as an employer. For most employers, work-related injuries and illnesses are a harsh reality of doing business and not just from a productivity perspective. From a financial perspective as well. Disruption of operations is not the only ramification of an on-the-job accident or incident. The cost of every Workers’ Compensation Board (WCB) claim can negatively affect a company’s WCB premium rate. Workers’ compensation premiums are an unavoidable operational […]

10 Things to Check on Your 2018 WCB Premium Rate Statement

Posted in: Claims Costs,WCB Law,WCB Premium Reduction | Posted by Rebecca Ingram on December 5, 2017

If you haven’t seen it already, your 2018 Premium Rate Statement should be available shortly. This statement not only advises you of the WCB Premium rate you have been assessed for the coming year but provides you with the information used to calculate your rate. According to current information, WCB 2018 premium rates in Manitoba, Saskatchewan, Alberta and British Columbia will remain the same or drop from the 2017 levels. The rate setting process is complex and even the smallest change in the data used can have a significant impact on the amount of premiums you pay. Therefore, it is important to consider the following questions while reviewing your statement: Is your Company name/address correct? Have your operations or business changed? Are you classified in the most appropriate Industry? Has your Industry Code changed? Are you being assessed a surcharge? For Alberta employers, are you also paying a Poor Performance […]

What is Partnership in Injury Reduction (PIR) and How to Get Involved.

Posted in: Accident Prevention,Claims Costs,Safety,WCB Premium Reduction | Posted by Rebecca Ingram on November 13, 2017

It’s Not Too Late! Register in WCB Alberta’s Partnerships in Injury Reduction (PIR) by December 31, 2017 and still be eligible for PIR rebated for 2017 and 2018 The annual Experience Rating statements will soon be released, so now is a good time for employers to look at ways to maintain or improve their WCB premium rate. In Alberta, your claims experience from the past three years is used to establish your premium rate for the coming year – in other words, your WCB claims from 2014, 2015 and 2016 will be used to determine your premium rate for 2018.

What is a Concurrent Condition and How Does it Affect Temporary Disability Benefits?

Posted in: Claims Costs,WCB Law | Posted by Rebecca Ingram on August 18, 2017

On June 6, 2017, the WCB Alberta announced changes to policies regarding the application of cost relief for concurrent conditions, directly affecting Policy 04-02, Part II, Application 1, paragraph 11 and Policy 05-02, Part II, Application 1. The proposed changes were put forward on December 8, 2016 and the WCB welcomed comments and input until March 9, 2017. More details on the possible implications of the proposed changes can be found on our blog. Now that the policy changes have been implemented, what exactly has changed, and how does it affect employers? Let’s take a closer look: By WCB definition, a concurrent condition refers to a non-compensable condition that exists at the same time as a compensable disability. The onset or identification of a concurrent condition can occur either before or after a compensable accident and may or may not have an impact on a worker’s recovery from a compensable […]

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