Insights

WCB Dispute Resolution and Decision Review Board

Posted in: Claims Costs,WCB Law,WCB Lawsuit Settlements | Posted by Rebecca Ingram on August 23, 2016

Although the WCB Alberta is committed to making fair decisions on claims, with rationale that is understood by all interested parties, not everyone is always in agreement when a decision is made. Every WCB claim is different because each work-related accident is unique unto itself. There are enough similarities in the types of accident, types of injury, methods of treatment, durations of disability and return to work plans that allow claims to be processed within structured WCB policies, procedures and guidelines. However, these standards and protocols do not always allow for the individual nuances and circumstances of a claim to be taken into consideration when decisions are made. What happens when an employer disagrees with a decision made on an injured worker’s claim or doesn’t understand the reason why a decision was made? Every employer has the right to question and request a review of any decision made on a […]

Construction Worksite Safety: Compliance vs Complacence

Posted in: Accident Prevention,Claims Costs,Safety,Workplace | Posted by Rebecca Ingram on August 17, 2016

A recent chat with a 24-year old construction worker brought a very interesting perspective to health and safety in the construction industry. Like a lot of construction workers, he started at the bottom with no more than some high school education, a need to earn a living, and little to offer other than his physical manpower and desire to learn. Since then he has been promoted to foreman and is now responsible for a team of workers under his direction. When workers that don’t understand the importance of compliance observe workers who have become complacent, the entire health and safety management system begins to break down. His observations of what the most significant hazards and safety issues were on his worksites, especially from youthful eyes, was particularly insightful. What challenges employers face while trying to keep their workers safe on the jobsite, how much of it is preventable, and how […]

How to Reduce the Cost of WCB Premiums

Posted in: Accident Prevention,Claims Costs,Safety,WCB Premium Reduction,Workplace | Posted by Rebecca Ingram on August 15, 2016

The calculation of WCB Premiums is complicated and can be daunting to understand. Some employers feel so confused by the complexity of the process that they believe that they are at the mercy of the WCB, and have no control over the rate they are assessed. While many of the components and formulas used to determine premiums rates are fixed, there are some simple things employers can do that will have a positive impact on their rate. Here are couple of strategies for lowering WCB Premiums: Reduce Claims Costs: The single most important thing an employer can do is try to reduce the number of work-related claims they have, and the costs associated with those claims. The impact of claims costs can be seen in the Experience Ratio (ER), or how an individual employer’s costs compare to their industry average. This comparison will also determine the amount of discount or […]

What is a GAP Analysis?

Posted in: Claims Costs,Safety,WCB Law,WCB Premium Reduction,Workplace | Posted by Rebecca Ingram on July 21, 2016

In management literature, gap analysis involves the comparison of actual performance with potential or desired performance. If an organization does not make the best use of current resources, or forgoes investment in capital or technology, it may produce or perform below its potential.* In reference to the Certificate of Recognition (COR) in Alberta, gap analysis is used to evaluate an employer’s current Health and Safety Management System practices. Gap Analysis will help an employer by highlighting areas that are compliant with standards and identifying areas that need improvement in meeting the requirements to earn or renew a COR. Joining the Partnerships in Injury Reductions (PIR) program indicates that your organization has chosen to take a leadership role in workplace health and safety, however there are no financial benefits to being a Partner unless you have a COR. Upon obtaining and maintaining a COR, a Partner becomes eligible for potential rebates. Whether […]

What is a Certificate of Recognition and How to Prepare for a COR Audit?

Posted in: Accident Prevention,Claims Costs,Safety,WCB Law | Posted by Rebecca Ingram on July 11, 2016

A Certificate of Recognition (COR) is a key component of the Partnership in Injury Reduction (PIR) program in Alberta and is essential to receiving WCB Alberta premium reduction incentives. The PIR is a voluntary program where employer and worker representatives collaborate with government to create and maintain effective health and safety management systems. A COR is awarded to employers to who develop and maintain health and safety programs that meet standards established by Occupational Health and Safety (OHS). The management system is evaluated by a Certifying Partner of PIR, also known as a COR Audit, and if the standards are met, a COR is then issued by Alberta Jobs, Skills, Training and Labour and co-signed by the Certifying Partner. Developing a health and safety management system may seem harder than it is. Most employers already have the basic foundation in place and only need to tweak or enhance established policies […]

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