Insights

Tendonitis vs Tendinosis and WCB

Posted in: Claims Costs | Posted by Rebecca Ingram on February 23, 2021

You say tendonitis, I say tendinosis, same thing, right? Think again…and you’re not alone! Confusion about the two diagnoses is widespread throughout the medical community and beyond. In many instances, what is thought to be tendonitis is actually tendinosis and although they may seem similar, the actual treatment goals and timelines can be quite different. The differences between the two conditions and how they are medically managed can have significant consequences especially if a workers’ compensation (WCB) claim is involved. What’s the Difference? Tendon pain can happen suddenly and intensely or it can come on gradually and progressively, building up over time. The onset of the discomfort is often an indicator of whether the cause is tendonitis or tendinosis. Tendonitis is an acutely inflamed swollen tendon as a result of a strain or force on the tendon that is too heavy or too sudden. The tendon isn’t actually damaged and […]

How Occupational Injury Service (OIS) Can Reduce Your Claims Costs

Posted in: Accident Prevention,Claims Costs,Safety,WCB Premium Reduction,Workplace | Posted by Rebecca Ingram on February 2, 2021

Do you have an employee that’s been hurt in a work-related incident? Are you looking to get an injured worker back on the job as quickly and safely as possible? Do you want to minimize costs associated with work-related claims? Consider using the WCB Alberta’s Occupational Injury Service (OIS). The OIS was specifically developed for anyone who was hurt at work. It gives injured workers quick access to medical services at specialized clinics throughout the province of Alberta while helping employers to manage claims, facilitate a successful return to work plans, and contain claims costs. Some of the benefits of OIS are: Quick access to physicians trained in dealing with work-related injuries that are familiar with the WCB-Alberta process – usually within 30 minutes Completion and submission of reports to the WCB – often the same day Expedited diagnostic and treatment services like MRI’s, ultrasounds, physiotherapy and specialist referrals Development […]

Working from Home and WCB Coverage

Posted in: Claims Costs,WCB Law | Posted by Rebecca Ingram on November 30, 2020

Did you know that Workers’ Compensation coverage extends to employees that are working from home? As an employer, what are you doing to ensure your workers’ health and safety as well as protecting yourself from unwanted claims?  In March 2020 many employers were caught off guard by the COVID-19 pandemic and ensuing lockdown. Businesses scrambled to figure out how to remain operational, many making a quick shift to employees working remotely from home and other temporary arrangements.  Regardless of how fast organizations were forced to adapt, employers’ obligations to provide a safe and healthy work environment under occupational health and safety and workers compensation legislation remained unchanged. The speed with which the lockdown was implemented did not afford employers the opportunity to establish essential policies, procedures and agreements to ensure appropriate health & safety standards were in place.  Even though the lockdown ended, restrictions were eased and businesses reopened, the […]

WCB Alberta Premium Payments 2020 and 2021

Posted in: Claims Costs | Posted by Rebecca Ingram on October 16, 2020

In March 2020, the Alberta government announced new measures to provide immediate financial relief to private sector employers in direct response to the COVID-19 pandemic. This included: Premium payments for 2020 deferred until 2021Refund of any 2020 premiums paid50% of 2020 premiums waived for small and medium sized private sector employers once invoicing resumes in 2021No interest charged on unpaid 2020 premiums While this has provided much welcome assistance for employers struggling to figure out how to navigate these uncertain times, a reckoning is rapidly approaching and employers need to start preparing now for when WCB Premium invoicing resumes in 2021. Employers will still be required to report their actual assessable earnings for 2020 plus their estimated assessable earnings for 2021 by February 28, 2021. Employers that took advantage of the Canadian Emergency Wage Subsidy (CEWS) will have to remember to include the applicable amounts in the actual assessable earnings […]

Are Employers Absorbing the Cost of COVID-19?

Posted in: Claims Costs | Posted by Rebecca Ingram on September 28, 2020

We are all trying to settle into our ‘new normal’ in a post-pandemic world. Unless and until there is a vaccine, COVID-19 will continue to play a significant role in how we navigate moving forward, however, some things never change such as work-related accidents and Workers’ Compensation (WCB) premiums payments. COVID-19 has impacted WCB claims in three ways: COVID-19 Claim Entitlement: While most provinces had provisions in place to deal with emergency situations and occupational exposure to infectious diseases, the criteria under which claims were accepted under these provisions was relatively narrow. Due to the lockdown imposed in mid-March the number of industries deemed as ‘essential services’ broadened, resulting in a larger cohort of essential workers being identified.  Provincial workers’ compensation boards responded by expanding coverage for these front-line workers should they contract COVID-19, as a result increasing the potential number of associated WCB claims. More information about COVID-19 claim […]

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