As COVID-19 continues to hold us in its grasp and businesses scramble to figure out how to survive the long term impact of the pandemic, new workers’ compensation issues are emerging. While essential businesses and services remain open, there will undoubtedly be work-related incidents and accidents and for the most part, those workers’ compensation claims will be processed as they always have been. However, the novel coronavirus is redefining guidelines as they relate to acceptable occupational disease claims, at least for now. Prior to this pandemic, acceptable Workers’ Compensation (WCB) claims were primarily limited to front line health care or emergency response workers who contracted a communicable disease, with few exceptions being made in individual circumstances. When the provincial and federal governments mandated the closure of non-essential businesses and ordered everyone to stay at home the goal was to stop the spread of the virus and control the pandemic. Workers […]
In case you missed it, your 2020 WCB Premium Rate Statements have been issued. This statement not only advises you of the WCB Premium rate you have been assessed for the coming year but also provides you with the information used to calculate your rate. According to current information, WCB 2020 premium rates in British Columbia, Manitoba and Saskatchewan will remain the same or drop from the 2019 levels, while Alberta will see a slight increase. The rate-setting process is complex and even the smallest change in the data used can have a significant impact on the amount of premiums you pay. Therefore, it is important to consider the following questions while reviewing your statement: Is your Company name/address correct? Have your operations or business changed? Are you classified in the most appropriate Industry? Has your Industry Code changed? Are you being assessed a surcharge? For Alberta employers, are you […]
Earlier this month, the WCB Alberta announced an increase to the cost threshold used to exclude No Time Loss (NTL) claims from the experience rating calculations that establish WCB premiums. The threshold is subject to annual review and although cost threshold increases are not usually a benefit to employers, an increase to the NTL claims cost threshold is. For claims occurring in 2019, the threshold will increase from $1,400 to $1,500. Claims occurring in 2019 will first be used for experience rating calculations in 2021. For NTL claims occurring in 2017 and 2018, the threshold is $1,400. For claims occurring in 2016, the threshold is $1,300. For claims occurring in 2015 and prior years, the threshold used is $1,000. What is an NTL claim? The WCB Alberta defines an NTL claim as a situation where, following a work-related accident, an injured worker returns to regular duties without losing time from […]
With all the recent legislative changes in Alberta, both federally and provincially, involving workers’ compensation, occupational health and safety, cannabis, and more, it is no wonder employers find it challenging to adapt and adjust to new standards while continuing to be operational. Economic, environmental, legal, and legislative developments define our everyday working world. Navigating this ever-changing landscape can be overwhelming. Identifying and addressing the areas that you have control over can be far more productive than worrying about the things you don’t as an employer. For most employers, work-related injuries and illnesses are a harsh reality of doing business and not just from a productivity perspective. From a financial perspective as well. Disruption of operations is not the only ramification of an on-the-job accident or incident. The cost of every Workers’ Compensation Board (WCB) claim can negatively affect a company’s WCB premium rate. Workers’ compensation premiums are an unavoidable operational […]
It’s Not Too Late! Register in WCB Alberta’s Partnerships in Injury Reduction (PIR) by December 31, 2017 and still be eligible for PIR rebated for 2017 and 2018 The annual Experience Rating statements will soon be released, so now is a good time for employers to look at ways to maintain or improve their WCB premium rate. In Alberta, your claims experience from the past three years is used to establish your premium rate for the coming year – in other words, your WCB claims from 2014, 2015 and 2016 will be used to determine your premium rate for 2018.